The dollar is among the most widely used currencies globally. It serves as the official currency in multiple nations, including the USA, and is a common payment method in 15% of countries around the globe. As a robust currency, tourists often carry dollars when traveling to exchange for local currency or make payments. Although the dollar is not the official currency in the UAE, but can you use dollars in Dubai? In the United Arab Emirates, you can use both cash and payment cards. Let indubaimall clarify any questions that is regarding payments with dollars during holidays in Dubai.
Dubai official currency explained
The currency used in Dubai is the United Arab Emirates dirham (AED). The UAE dirham is the official currency across the United Arab Emirates. It is split into 100 fils, and the AED banknotes are available in these denominations: 5, 10, 20, 50, 100, 200, 500, and 1000. As of 2025, the dirham has its own symbol that is similar to the dollar. It is represented by the letter ‘d’ with two horizontal lines crossing it.

Where can you use US Dollars in Dubai?
Payments in Dubai are usually secure, but like any travel spot, it’s wise to take some precautions. Always opt to pay in AED if you have the option between the local currency and a converted sum. Now, you may want to know ‘Can You Use US Dollars in Dubai?’ As mentioned before, the official currency in Dubai is the Emirati dirham (AED). It is advisable to use this currency to prevent unfavorable exchange rates. While dollars and euros may be accepted in certain hotels, shops, and at the airport, their exchange rates are usually not good.

Hotels and luxury resorts
Many large hotels and upscale resorts, particularly international chains and luxury establishments might take U.S. dollar cash at the front desk or concierge for items like room fees, additional services, or amenities. However, even if they do accept USD bills, but they usually convert the total into UAE dirhams (AED) while they are using their own exchange rate. Many travelers also wonder about “does UPI work in Dubai?” for paying hotels for example; but in reality, payments are typically made using AED cash, credit/debit cards, or local digital wallets. Thus, it is advisable to provide your change in AED instead of USD. Additionally, the exchange rates provided by hotels or cashiers are generally not as good as those from official banks or exchange bureaus, and it is meaning that you often end up paying more than necessary.
Airports and duty-free shops
Can I use USD in Dubai airport? Many airport vendors such as duty-free shops, cafés, and certain airport stores, may directly accept cash in U.S. dollars. Dubai Duty-Free allows various payment options, including cash payments in UAE Dirhams (AED) and other major currencies like USD, EUR, and GBP. Keep in mind that policies can change, so acceptance may differ by terminal and store at different times. But even merchants who accept USD set their own exchange rates, which are likely worse than the market rates. Essentially, you are paying extra for no valid reason. Therefore, is it better to use USD or AED in Dubai?
Malls, restaurants, and Taxis
US dollars are accepted at major shopping centers in Dubai, meaning you can use dollars at places like the Dubai Mall. Can you use us dollars in Dubai to buy? is it a good idea? No, shopping in Dubai with dollars is not advisable. The dollar prices will always be less advantageous for the buyer compared to prices in dirhams. If you prefer not to exchange cash, use multi-currency payment cards for your purchases in Dubai. About restaurants and taxis in Dubai, we should say that local cash (AED) is the most commonly accepted cash type that refers to UAE Dirhams only. Taxis usually do not take U.S. dollars for fares. While a driver may occasionally accept foreign cash, it is not typical, the exchange rates would be unfavorable, and it is not advisable.
Smart payment alternatives in Dubai

Dubai’s economy flourishes because of its diverse appeal, drawing individuals from around the world. Consequently, the city accommodates a variety of payment options to meet different needs. One of the pyment method in Dubai is the smart ones. Card payments are prevalent in Dubai’s contemporary retail and hospitality industries. Visa and Mastercard are widely accepted, and American Express is also found in high-end venues. Many travelers often wonder, “does Gpay work in Dubai?” as Dubai boasts an excellent contactless payment system, while it is making it easy to tap your card or phone for smaller purchases. Whether you are shopping at luxury stores or dining at upscale restaurants, using your card is quick, safe, and it is often provides the benefit of earning rewards or cashback. Dubai boasts an excellent contactless payment system, while it is making it easy to tap your card or phone for smaller purchases. For larger expenses, such as renting a luxury car, cards provide a convenient way to manage payments without the hassle of carrying large amounts of cash.
















